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WealthThe secret formula for making heaps of money is quite simple.

It’s not about how hard you work, or the way you make it or how much you make.

It is about the way you spend it.

If you buy things as treats and use your hard-earned dough on luxuries that you do not really need, you are just throwing it away.

You need to spend your money on things that will increase in value over time and are easily convertible to cash to make a profit. This is called investing.

Think twice about the new car you plan to buy, because the minute you drive it out of the car dealers yard you will lose 20% of its value. Or the Gucci handbag that you have dreamed about, and the holiday in Tahiti, because the same thing happens; your money disappears.

So, save it instead and let it grow by only using it for the things you really need. Because those coins that you put aside and invest wisely will later turn to gold, and then you can afford to throw some of them away.


“I am grateful for the blessings of wealth, but it hasn’t changed who I am. My feet are still on the ground. I’m just wearing better shoes.”

~ Oprah Winfrey